Grow Your Financial Literacy Towards Financial Independence

1. Participants understand the importance of financial literacy and debt management.
2. Participants acquire relevant knowledge on identifying needs and wants, and how to budget properly for their spending.
3. Participants acquire relevant knowledge about work salary and CPF-related matters.
4. Participants acquire relevant knowledge about insurance and investments.
5. Participants acquire relevant knowledge about long-term care planning.

This is a practical course designed to help participants develop the knowledge and skills needed to manage their money confidently and make informed financial decisions. The course focuses on building everyday money management skills that support financial stability, independence, and long-term well-being. Participants will learn key concepts such as budgeting and expense tracking, understanding income and payslips, saving and goal setting, managing bank accounts, and making informed spending choices. The course also introduces basic financial planning topics, including debt awareness, responsible use of credit, and protecting oneself from financial risks. Emphasis is placed on applying these skills to real-life situations, such as managing monthly expenses, planning for short- and long-term goals, and responding to financial challenges. Through guided activities, practical examples, and relatable scenarios, participants will build financial confidence, improve decision-making, and develop healthy money habits.